Contractor Compliance Resources
Practical, plain-language guides for small general contractors — written for the office manager chasing COIs, not for insurance professionals.
How to Track Subcontractor COIs (Free Spreadsheet Template + Why It Breaks)
A practical guide to tracking subcontractor certificates of insurance with a free copy-paste spreadsheet template — and an honest look at when a spreadsheet stops working.
9 min read
The Workers' Comp Premium Audit Checklist for GCs
What auditors ask for, why uninsured subcontractors can add their payroll to your premium under NCCI Basic Manual Rule 2-H, and a checklist to prepare before audit day.
8 min read
W-9 Collection for Contractors: The 1099-NEC Threshold Changes to $2,000 for Tax Year 2026
The 1099 reporting threshold rises from $600 to $2,000 for tax year 2026 (OBBBA §70433). What small general contractors need to know about W-9 collection and 1099-NEC filing.
8 min read
What Is an ACORD 25 Certificate of Insurance? A Field-by-Field Guide for GCs
Every section of the ACORD 25 COI form explained in plain language — including additional insured, waiver of subrogation, and why a COI is informational rather than proof of coverage.
10 min read
COI Tracking Software Pricing Guide (2026)
A factual comparison of COI tracking software pricing as of August 2026 — myCOI, TrustLayer, Jones, Billy, BCS, Certificial, SmartCompliance, and more — with honest notes on who each tool fits best.
11 min read
Lien Waivers 101 for Small General Contractors
Conditional vs. unconditional, progress vs. final — the four lien waiver types explained, plus statutory-form states, common mistakes, and how to organize waivers by project.
9 min read
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